Monday, January 11, 2010

Student Loan Interest Calculator Question About Consolidating Student Loans?

Question about consolidating student loans? - student loan interest calculator

I have loans which have been previously defined and a number of loan is an interest rate of 5.25% (the majority of my loans) and the rest of an interest rate of 6.8%. Would it make sense to consolidate all of them to get an interest rate. I think it is very likely to increase to 5.25%, which would mean more time I'll pay for the part of my loan. Is that correct? I'm not to worried as smaller monthly payments than the minimum amount for payment each month anyway.

Can you help that would be the advantages and disadvantages do now? Or if you just leave alone. I was in http://loanconsolidation.ed.gov/borrower ... tha site ready with your computer and it showed that my interest at 5.5%, which would be not much more than 5.25%, but it's worth?

Thank you!

2 comments:

Mr_Blue said...

They should have the costs of annual interest rates as compared to two loans for a loan at 5.5%. If you reduce interest costs, it clearly helps consolidate a loan.

brk said...

This tool will you help the difference. Your choice. If you can pay in advance its investment income to be used. Let's say you do not have much income, you can use the money to pay other debts. and increase as you, will give you the opportunity to have more to do if you pay early. if it can not be right if you pay too quick to spread. You need the basics, you need to eat and be healthy and to have a job. Otherwise, you go further into the debt trap. pay too early may not be suitable for you.

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